Minimum Opening Deposit
Minimum opening deposit of $50.00
You must be a student to open this account.
Monthly Service Fee
Debit Cards & Using ATMs
Non-affiliated ATM Usage Fee
There is a $2.75 fee each time you use a non-affiliated ATM. The first two fees will be refunded every calendar month
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android mobile application.
Free thru PopMoney
This Email Alert feature enables you to receive:- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
The first order of 50 basic checks is free for all new account holders.
Monthly Paper Statements
There is a $2.00 monthly fee to receive statements by mail.
Check Images with Statements
Images of canceled checks are included when enrolled in monthly paper statements.
Online Check Images
Overdrawing the Account
Negative Balance Fee
There is a $12.00 fee for a negative balance after 3 calendar days with less than a $0.00 balance. After that, this fee is assessed every 3 days with a negative balance.
Returned Item Fee
The Insufficient Funds Fee is $37.00 per overdraft. Purchases made will be charged to your account daily in order from largest to smallest.
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred in fixed increments of $100.00.From a linked Overdraft Line of Credit:- Funds are transferred in fixed increments of $100.00.