Minimum Opening Deposit
There is no deposit required to open this account.
$0.00
Monthly Service Fee
The Monthly Service Fee of $25.00 can be waived by maintaining an minimum combined daily balance of $25,000.00.
$25.00
Annual Percentage Yield (APY)
The account earns 0.10% interest on balances over $0.01.
0.10%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
Huntington will reimburse account holders for any non-Huntington ATM transaction fees assessed by other ATMs.
Yes
Surcharge-Free ATM Access
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
There is no when you use a ATM in another country.However, there is a fee calculated as 3.00% of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android Huntington mobile application.
Free
Person-to-Person Payments
No fee for P2P payments made thru Huntington Bill Pay Service
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Confirmation that bills have been paid;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Orders of checks are free with this account.
Yes
Monthly Paper Statements
Yes
Check Images with Statements
$2.00/month
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Negative Balance Fee
There is a $25.00 fee for a negative balance after 5 calendar days with less than a $0.00 balance. After that, this fee is assessed each additional week the account has a negative balance.No fee if balance overdrawn is less than $10.
Yes
Returned Item Fee
The Insufficient Funds Fee is $36.00
$36.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.From a linked Credit Card Account:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred in fixed increments of $10.00.
Available
About Huntington National Bank
At Huntington, we give you the personal attention you deserve, whether it's online, on the phone or in person at one of our many convenient locations. We provide a wide range of accounts and services to meet all of your financial needs.
We offer full-service checking accounts -- one is just right for you. All of our checking accounts come with Online Banking, Mobile Banking, Text Banking, Bill Pay and Online Statements.