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Home » Checking Accounts

"Student Checking" fromU.S. Bank

  • Website
  • 1-800-872-2657

The Basics

Minimum Opening Deposit A $25 deposit is required to open this account.
$25.00
Account Restrictions You must be a student to open this account. This account converts to an Easy Checking account when the account holder turns 25.
Students
Monthly Service Fee
$0.00

Debit Cards & Using ATMs

Debit Card
$0.00/yr
Surcharge-Free ATM Access Surcharge-Free access to your cash at all Money Pass ATM locations.
Yes
Non-affiliated ATM Usage Fee There is a $2.50 fee each time you use a non-affiliated ATM after 4 uses per month.
$2.50/per use
International ATM Usage Fee There is a $2.50 fee each time you use a ATM in another country after 4 uses per month. There is an additional international withdrawal fee equal to a small percentage of the amount withdrawn.
$2.50/per use

Electronic & Telephone Banking

Online Bill Pay
Free
Mobile & Text Banking This institution supports:- A text messaging service to receive alerts.-A mobile-browser website to view account balances, view recent activity, transfer funds, locate ATMs;- A downloadable mobile application for iPhone, Blackberry, and Android to view account balances, view recent activity, transfer funds
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments Zelle-$0.00
Free
Email Alerts This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Confirmation that bills have been paid;- Priority Online Account notifications (i.e., change of password);- When eStatement is ready.
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks 1st order if US Bank Logo Checks is free or 50% discount on your choice of designs
Yes
Monthly Paper Statements $2.00 fee for Paper Statements waived if enrolled in eStatements
$2.00/month
Check Images with Statements Included with paper statements
Included
Online Statements
Yes
Online Check Images Images of canceled checks can be viewed online.
Yes

Overdrawing the Account

Negative Balance Fee There is a $36.00 fee for a negative balance after 7 calendar days with less than a $0.00 balance. After that, this fee is assessed after every 7 days with a negative balance.
Yes
Initial Returned Item Fee There is a $36.00 fee for each overdraft over $5.01.
$36.00/per item
Overdraft Protection This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.50. The transfer fee is charged for per day;- Funds are transferred in fixed increments of $50.00.From a linked Credit Card Account:- Transfer fee of $12.50. The transfer fee is charged per day;- Funds are transferred in fixed increments of $50.00.From a linked Overdraft Line of Credit:- Transfer fee of $12.50. The transfer fee is charged per day;- Funds are transferred in fixed increments of $50.00.
Available

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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