Minimum Opening Deposit
A $25 deposit is required to open this account.
You must be a student to open this account. This account converts to an Easy Checking account when the account holder turns 25.
Monthly Service Fee
Debit Cards & Using ATMs
Surcharge-Free ATM Access
Surcharge-Free access to your cash at all Money Pass ATM locations.
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM after 4 uses per month.
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country after 4 uses per month. There is an additional international withdrawal fee equal to a small percentage of the amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to receive alerts.-A mobile-browser website to view account balances, view recent activity, transfer funds, locate ATMs;- A downloadable mobile application for iPhone, Blackberry, and Android to view account balances, view recent activity, transfer funds
Deposit Checks with Mobile Phone
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Confirmation that bills have been paid;- Priority Online Account notifications (i.e., change of password);- When eStatement is ready.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
1st order if US Bank Logo Checks is free or 50% discount on your choice of designs
Monthly Paper Statements
$2.00 fee for Paper Statements waived if enrolled in eStatements
Check Images with Statements
Included with paper statements
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Negative Balance Fee
There is a $36.00 fee for a negative balance after 7 calendar days with less than a $0.00 balance. After that, this fee is assessed after every 7 days with a negative balance.
Initial Returned Item Fee
There is a $36.00 fee for each overdraft over $5.01.
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.50. The transfer fee is charged for per day;- Funds are transferred in fixed increments of $50.00.From a linked Credit Card Account:- Transfer fee of $12.50. The transfer fee is charged per day;- Funds are transferred in fixed increments of $50.00.From a linked Overdraft Line of Credit:- Transfer fee of $12.50. The transfer fee is charged per day;- Funds are transferred in fixed increments of $50.00.