Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
The Monthly Service Fee of $7.00 can be waived by one of the following:- Maintaining an average monthly balance of $500.00.- Having one Direct Deposit of at least $500.00 per statement cycle.- Account owner is age 62 or older.
$7.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
PNC Purchase Payback
This account includes 'PNC Purchase Payback' to put money back into your account based on your debit card usage. There is no annual fee for this card.
$0.00/yr
ATM Fee Reimbursements
This account includes rebates of up to $5.00 in ATM fees you incur when you use a non-affiliated ATM.
Yes
Non-affiliated ATM Usage Fee
There is a $3.00 fee each time you use a non-PNC ATM. This fee is waived on your first two withdrawals each month.
$3.00/per use
International ATM Usage Fee
There is a $5.00 fee each time you use a ATM in another country.
$5.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application for BlackBerry and Windows devices to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs, and make mobile check deposits;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs, and make mobile check deposits.
Free
Deposit Checks with Mobile Phone
This feature is available for the iPhone and Android mobile application.
Free
Person-to-Person Payments
PopMoney
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- The bad news that your account balance is below $0;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Account holders can choose to receive paper statements for no cost. However, if you choose to receive both paper and online statements there is a $2.00 monthly fee.
$2.00/month
Check Images with Statements
; $3.00/check
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $36.00
$25.00/per item
Overdraft Protection
This checking account has 4 options for Overdraft Protection.From a linked Savings Account:- No Transfer Fee;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- No Transfer Fee;- Funds are transferred to bring the account balance to $0.00.From a linked Credit Card Account:- No Transfer Fee- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:-No Transfer Fee;- Funds are transferred to bring the account balance to $0.00.
Available
About PNC Bank
PNC's wide range of services can make banking easier, and more convenient than ever. See why PNC is the smart choice for help in meeting your financial goals.