Minimum Opening Deposit
A $25.00 deposit is required to open this account.
You must be a student between 17 and 24 to open this account.
Monthly Service Fee
No monthly service fee for up to 5 years while in college. Otherwise, a $6/month fee applies.This fee can be waived by:- Having at least one Direct Deposit per statement cycle;- Or by keeping a $5,000 average daily balance in this account.
Debit Cards & Using ATMs
Non-affiliated ATM Usage Fee
There is a $3.00 fee each time you use a non-affiliated ATM.
International ATM Usage Fee
There is a $5.00 fee each time you use a ATM in another country. In addition, a 3% exchange rate adjustment fee applies to Debit Card purchases and cash withdrawals made outside the U.S. in a foreign currency.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity and credit card due dates, and receive various alerts regarding your account status.- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills and credit card payments, locate ATMs, and send a wire transfer.- An iPhone, iPad, Android, Blackberry, Windows, and Kindle Fire application to view account balances, view recent activity, transfer funds, pay bills and credit card payments, locate ATMs, make person to person transfers and remotely deposit checks.
Deposit Checks with Mobile Phone
This feature is available for the iPhone, iPad, and Android mobile application.
QuickPay with Zelle
This Email Alert feature enables you to receive:- Notice of deposits or withdrawals over a certain threshold;- Update of daily account balance updates.- Notice of account activity.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
Check Images with Statements
Online Check Images
Overdrawing the Account
Initial Returned Item Fee
The Insufficient Funds Fee is $34.00 for all overdrafts over $5.00.
This checking account has one option for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.
From the website:
We are the neighborhood bank for thousands of communities across the country. We serve approximately one of out of every six Americans through more than 5,500 bank branches; 19,500 ATMs; mortgage offices; online and mobile banking; as well as relationships with auto dealerships, schools and universities.