Minimum Opening Deposit
A $100.00 deposit is required to open this account.
Monthly Service Fee
The Monthly Service Fee of $25.00 can be waived by maintaining an combined average daily balance of $75,000.00 or more (including certain linked deposit and investment accounts).Please note: This fee is $35 in Connecticut, New Jersey, New York.
Annual Percentage Yield (APY)
The account earns 0.01% interest on all balances.
Debit Cards & Using ATMs
ATM Fee Reimbursements
ATM fees charged by other banks will be refunded
Non-affiliated ATM Usage Fee
International ATM Usage Fee
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity and credit card due dates, and receive various alerts regarding your account status.- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills and credit card payments, locate ATMs, and send a wire transfer.- An iPhone, iPad, Android, Blackberry, Windows, and Kindle Fire application to view account balances, view recent activity, transfer funds, pay bills and credit card payments, locate ATMs, make person to person transfers and remotely deposit checks.
Deposit Checks with Mobile Phone
This feature is available for the iPhone, iPad, and Android mobile application.
QuickPay with Zelle
This Email Alert feature enables you to receive:- Notice of deposits or withdrawals over a certain threshold;- Update of daily account balance updates.- Notice of account activity.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Free personal wallet-style checks (any style).
Monthly Paper Statements
Check Images with Statements
Online Check Images
Overdrawing the Account
Returned Item Fee
There is no Insufficient Fund if 4 or fewer occurrences in previous 12 months, a $34.00 fee will be added on if conditions are not met
This checking account has one option for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.
From the website:
We are the neighborhood bank for thousands of communities across the country. We serve approximately one of out of every six Americans through more than 5,500 bank branches; 19,500 ATMs; mortgage offices; online and mobile banking; as well as relationships with auto dealerships, schools and universities.