Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
The Monthly Service Fee of $25.00 can be waived by maintaining an combined average daily balance of $15,000.00 (including certain linked deposit and investment accounts).
$25.00
Annual Percentage Yield (APY)
The account earns 0.01% interest on all balances.
0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM after 4 uses per month.
$2.50/per use
International ATM Usage Fee
There is a $5.00 fee each time you use a ATM in another country. In addition, a 3% exchange rate adjustment fee applies to Debit Card purchases and cash withdrawals made outside the U.S. in a foreign currency.
$5.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity and credit card due dates, and receive various alerts regarding your account status.- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills and credit card payments, locate ATMs, and send a wire transfer.- An iPhone, iPad, Android, Blackberry, Windows, and Kindle Fire application to view account balances, view recent activity, transfer funds, pay bills and credit card payments, locate ATMs, make person to person transfers and remotely deposit checks.
Free
Deposit Checks with Mobile Phone
This feature is available for the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
QuickPay with Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Notice of deposits or withdrawals over a certain threshold;- Update of daily account balance updates.- Notice of account activity.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Free Chase design personal checks.
Yes
Monthly Paper Statements
$6.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Initial Returned Item Fee
The Insufficient Funds Fee is $34.00 for all overdrafts over $5.00.
$34.00/per item
Overdraft Protection
This checking account has one option for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.
Available
About Chase
From the website:
We are the neighborhood bank for thousands of communities across the country. We serve approximately one of out of every six Americans through more than 5,500 bank branches; 19,500 ATMs; mortgage offices; online and mobile banking; as well as relationships with auto dealerships, schools and universities.