Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
There is a $3.00 fee each time you use a non-affiliated ATM
$3.00/per use
International ATM Usage Fee
The greater of $5.00 or 3% of the transaction amount
$5.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments
Free
Email Alerts
This Email Alert feature allows you to track balances and transactions: Low Balance notices,Daily or Weekly balance updates, posted deposits. You will also receive warnings about account activity:--Security alerts, Debit card purchases by web/phone, Large withdrawals
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
$5.00/month
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Negative Balance Fee
There is a $38.50 fee for a negative balance after the first seven business days with less than a $0.00 balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is $38.50 per overdraft.
$38.50/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.50. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Credit Card Account:- Transfer fee of $12.50. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $12.50. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.
Available
About M&T Bank
With over 650 convenient branches located throughout New York, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia, Florida, Delaware and Toronto, Canada- plus free account access at over 2,000 M&T Bank ATMs-we're never far from where you live, work, shop and play. M&T is always adding new branches and expanding our ATM network. In fact, we've added more than 400 new ATM locations in just the past two years.
Plus, you can also use M&T's web, telephone and mobile banking services. Fast, easy and secure, you can bank wherever and whenever you want from your home, office or anywhere life takes you.