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Home » Checking Accounts

"EZ Choice Checking" fromM&T Bank

  • Website
  • (800) 724-2440

The Basics

Minimum Opening Deposit A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
$0.00

Debit Cards & Using ATMs

Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee There is a $3.00 fee each time you use a non-affiliated ATM
$3.00/per use
International ATM Usage Fee The greater of $5.00 or 3% of the transaction amount
$5.00/per use

Electronic & Telephone Banking

Online Bill Pay
Free
Mobile & Text Banking This institution supports:- A text messaging service to view account balances, view recent activity, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments
Free
Email Alerts This Email Alert feature allows you to track balances and transactions: Low Balance notices,Daily or Weekly balance updates, posted deposits. You will also receive warnings about account activity:--Security alerts, Debit card purchases by web/phone, Large withdrawals
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
$5.00/month
Online Statements
Yes
Online Check Images Images of canceled checks can be viewed online.
Yes

Overdrawing the Account

Negative Balance Fee There is a $38.50 fee for a negative balance after the first seven business days with less than a $0.00 balance.
Yes
Returned Item Fee The Insufficient Funds Fee is $38.50 per overdraft.
$38.50/per item
Overdraft Protection This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.50. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Credit Card Account:- Transfer fee of $12.50. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $12.50. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.
Available

About M&T Bank

With over 650 convenient branches located throughout New York, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia, Florida, Delaware and Toronto, Canada- plus free account access at over 2,000 M&T Bank ATMs-we're never far from where you live, work, shop and play. M&T is always adding new branches and expanding our ATM network. In fact, we've added more than 400 new ATM locations in just the past two years.
Plus, you can also use M&T's web, telephone and mobile banking services. Fast, easy and secure, you can bank wherever and whenever you want from your home, office or anywhere life takes you.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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