Minimum Opening Deposit
A $25.00 deposit is required to open this account.
Monthly Service Fee
Combined average daily balances of $10,000.00 in personal deposit accounts OR if you are a borrower on a Frost consumer real estate secured loan
Annual Percentage Yield (APY)
The account earns 0.01% on all balances
up to %%
Debit Cards & Using ATMs
ATM Fee Reimbursements
$5.00 refund per statement cycle for using non-Frost ATM
Non-affiliated ATM Usage Fee
International ATM Usage Fee
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills;- An iPhone and Android application to view account balances and activity, transfer funds to accounts at Frost and other institutions in the U.S., connect directly to a customer service representative, locate ATMs, deposit checks, pay bills.
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android applications.
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold.- Notice of deposits or withdrawals over a certain threshold.- The bad news that your account balance is below $0.- When an electronic deposit has been made.- When a check card purchase has been made.
Included with Online Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
$2.00 fee for monthly paper statements
Check Images with Statements
Online Check Images
Overdrawing the Account
Initial Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft. This fee is not charged for overdrafts of $5 or less.