Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
$8.00 Monthly Service Fee waived with average monthly balance of $250.00
$8.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Debit Card with Rewards
This account includes Buzz Points Rewards program to earn points for gifts and other items. There is no annual fee for this card.
$0.00/yr
Surcharge-Free ATM Access
Access over 80 banking locations and more than 56,000 ATMS. Our ATM network includes 85+ Cadence Bank ATMs, 1,077 Publix Presto! ATMs across the Southeast (Alabama, Florida, Georgia, South Carolina and Tennessee), and 55,000 Allpoint surcharge-free ATMs worldwide.
Yes
Non-affiliated ATM Usage Fee
$2.50 fee to use a non-affiliated ATM
$2.50/per use
International ATM Usage Fee
3% of Transaction amount
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
Account holders can deposit checks using their mobile phone
Free
Person-to-Person Payments
Zelle-$0.00
Free
Email Alerts
This Email Alert feature enables you to receive:- An email to let you know there is a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
$2.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 12 months.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $36.00 per overdraft.
$36.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged for every $50.00 of negative balance;- Funds are transferred in fixed increments of $50.00. From a linked Alternate Checking Account:- Transfer fee of $10.00. The transfer fee is charged for every $50.00 of negative balance;- Funds are transferred in fixed increments of $50.00. From a linked Overdraft Line of Credit:- Annual fee of $20.00;- Transfer fee of $5.00. The transfer fee is charged for every $100.00 of negative balance;- Funds are transferred in fixed increments of $100.00