Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
Monthly Service Fee is $7.95 for account holders. This fee is $6.95 for account holders over 50.
$7.95
Annual Percentage Yield (APY)
The account earns 0.01%
0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
There is no fee each time you use a non-affiliated ATM.
$0.00
International ATM Usage Fee
There is a $3.00 fee each time you use a ATM in another country.
$3.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments
Free
Email Alerts
This Email Alert feature enables you to receive warnings when your balance falls below a certain threshold.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Free 1st Order of Trustmark wallet-style checks
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
You may receive both paper statements and online statements, but you will be charged a $2 monthly fee.
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Free Account Overdraft
No fee for the first overdraft occurrence on your account.
Yes
Returned Item Fee
The Insufficient Funds Fee is $36.00 per overdraft. No fee first time.
$36.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.>From a linked Savings Account:- Transfer fee of $12.00. The transfer fee is charged per transaction;- Funds are transferred in $100.00 increments.From a linked Credit Card Account:- Transfer fee of $12.00. The transfer fee is charged per transaction;- Funds are transferred in $100.00 increments.