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Home » Checking Accounts

"SmartView Checking" fromFirst Horizon Bank

  • Website
  • 800-382-5465

The Basics

Minimum Opening Deposit A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee At least one direct deposit or bill payment per statement cycle AND one of the following: $5,000 average daily balance in SmartView Checking account, $25,000 average daily balance in consumer deposit accounts, 25 First Horizon credit card purchase transactions
$15.00
Annual Percentage Yield (APY) The account earns 0.10% for all balances over $0.00
0.01%%

Debit Cards & Using ATMs

Debit Card
$0.00/yr
Debit Card with Rewards This account includes First Horizon Cash Rewards to put money back into your account based on your debit card usage. There is no annual fee for this card.
$0.00/yr
ATM Fee Reimbursements Unlimited waived surcharge fees.
Yes
Surcharge-Free ATM Access No fees to use an Allpoint Network ATM
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee There is a fee calculated as 1.00% of the total amount withdrawn.
$0.00

Electronic & Telephone Banking

Online Bill Pay
Free
Mobile & Text Banking This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone This feature is available on the iPhone and Android mobile application.
Free
Person-to-Person Payments
Free
Email Alerts This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- The bad news that your account balance is below $0.
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks Free standard wallet checks or a 25% discount on other styles
Yes
Monthly Paper Statements $2.00 fee to receive paper statements
$2.00/month
Check Images with Statements $1.00 fee to receive check images with paper statements
$1.00/month
Online Statements
Yes
Online Check Images
Yes

Overdrawing the Account

Free Account Overdraft
Yes
Negative Balance Fee A $25 negative balance fee is charged on the 15th day and 35th day that an account remains continuously overdrawn by more then $5.00
Yes
Initial Returned Item Fee The Insufficient Funds Fee is $37.00 per overdraft.*Fee will not be charged if the amount overdrawn is $5 or less.
$37.00/per item
Overdraft Protection This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $15.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Credit Card Account:- Transfer fee of $15.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $15.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00
Available

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Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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