Minimum Opening Deposit
A $50.00 deposit is required to open this account.
Monthly Service Fee
The Monthly Service Fee of $14.00 can be waived by maintaining an combined average daily balance of $10,000.00.
Annual Percentage Yield (APY)
The account earns 0.03% interest for balances over $0.01.
Debit Cards & Using ATMs
ATM Fee Reimbursements
Up to 4 surcharge-free ATM transactions with a maximum $12 refund per month
Surcharge-Free ATM Access
No-fee withdrawals from ATMs in the Allpoint Network.
Non-affiliated ATM Usage Fee
International ATM Usage Fee
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Free Standard Checks or a $10 discount on other check styles.
Monthly Paper Statements
Check Images with Statements
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Negative Balance Fee
There is a $5.00 fee for a negative balance after 7 calendar days with less than a $0.00 balance.
Returned Item Fee
The Insufficient Funds Fee is $37.00 per overdraft.
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- No Transfer fee;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- No Annual fee;- Funds are transferred to bring the account balance to $0.00.