Minimum Opening Deposit
Account may be opened with a deposit of any amount.
$0.00
Monthly Service Fee
$0.00
Annual Percentage Yield (APY)
The account earns 0.10% interest
0.10%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
38,000 fee-free Allpoint ATM Automatic Teller Machines and 2,000 Capital One ATMs.
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
There is a $2.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
$2.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone and iPad mobile application.
Free
Person-to-Person Payments
Zelle-$0.00
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
The first order of 'basic' checks is free for all new account holders.
Yes
Monthly Paper Statements
$5.00/month
Check Images with Statements
Not Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 12 months.Images of canceled checks can be viewed online for 12 months.
Yes
Overdrawing the Account
Returned Item Fee
$9.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft ProtectionFrom a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00. You do pay back the amount you borrowed at a variable rate of interest, currently 11.50% APR