Minimum Opening Deposit
You must be a BECU member to open this account. Membership requires that you live in Washington State or work for Boeing Corporation and open a BECU Savings Account with a minimum of $5.
$5.00
Monthly Service Fee
$0.00
Annual Percentage Yield (APY)
This is a high-yield interest checking account. You can earn 3.04% on balances up to $500.00. The rate for balances over $500.00 is 0.50%.
up to %%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
Up to $3.00 a month in out of network ATM fees will be refunded
Yes
Surcharge-Free ATM Access
Access to more than 30,000 ATMs in the CO-OP Network
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
There is a fee calculated as 1.00% of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A Windows application to view account balances, view recent activity, transfer funds, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, locate ATMs.
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments
$0.00 thru PopMoney
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- The bad news that your account balance is below $0;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $10.00 per overdraft.
$10.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.