Minimum Opening Deposit
A $25.00 deposit is required to open this account.
Monthly Service Fee
The Monthly Service Fee of $15.00 can be waived by maintaining an combined average daily balance of $60,000.00.
Annual Percentage Yield (APY)
The account earns 0.05% for balances over $2,500.00.
Debit Cards & Using ATMs
Surcharge-Free ATM Access
Get cash, without surcharge fees, at nearly 5,000 ATMsFind Alliance One ATMs across the US, without assessing ATM surcharges
Non-affiliated ATM Usage Fee
International ATM Usage Fee
1.00% of purchase
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
One free box of Standard Summit checks per year
Monthly Paper Statements
Check Images with Statements
Online Check Images
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $25.00 per overdraft.
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- No Transfer Fee;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.