Minimum Opening Deposit
A $100.00 deposit is required to open this account.
$100.00
Monthly Service Fee
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
MasterCard MarketPlace
This account includes 'MasterCard MarketPlace' is a savings program which offers discounts on purchases from partnering companies. There is no annual fee for this card.
$0.00/yr
Non-affiliated ATM Usage Fee
There is a $2.00 fee when using a non-affiliated ATM.
$2.00/per use
International ATM Usage Fee
There is a $5.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 2.00% of the total amount withdrawn.
$5.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A BlackBerry mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android mobile applications.
Free
Email Alerts
This Email Alert feature enables you to receive warnings when your balance falls below a certain threshold and more.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Not Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Negative Balance Fee
There is a $6.00 fee for a negative balance after 6 calendar days with less than a $0.00 balance. After that, this fee is assessed every day for up to 5 business days with a negative balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is $33.00 per overdraft.
$33.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $5.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Annual fee of $12.00;- Transfer fee of $10.00 (no fee for accounts in WA). The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.