Minimum Opening Deposit
Account may be opened with a deposit of any amount.
Monthly Service Fee
This monthly fee cannot be waived.
Annual Percentage Yield (APY)
The account earns 0.10% for balances over $1,000.00.
Debit Cards & Using ATMs
Surcharge-Free ATM Access
Available at over 43,000 Allpoint ATM's.
Non-affiliated ATM Usage Fee
There is a $1.00 fee each time you use a non-affiliated ATM after 3 uses per month.
International ATM Usage Fee
There is a $1.00 fee each time you use a ATM in another country after 3 uses per month.An additional international withdrawal fee of a small percentage of the withdrawal will apply. The amount of this fee depends on where the withdrawal takes place.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills.
Deposit Checks with Mobile Phone
Through Snap Deposit.
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
One free box of checks per year.
Monthly Paper Statements
Check Images with Statements
Online Check Images
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $25.00 per overdraft.
This checking account has one option for Overdraft Protection.From a linked Savings Account:- Funds are transferred in fixed increments of $100.00.
About Cornerstone Community FCU
Cornerstone CFCU began in 1957 as the credit union serving the employees of Harrison Radiator Division of General Motors. Cornerstone has grown to become the largest credit union based in Western New York with more than 46,000 members and assets in excess of $300 million. Those that live, work, worship, go to school or volunteer in Niagara County NY are eligible for membership. The credit union provides a wide range of financial services to members while maintaining the traditional values of a credit union -- honesty, integrity and exceptional service. In addition to Cornerstone CFCU's 4 locations (Lockport. Middleport. North Tonawanda), members can also bank at over 4,000 CU service centers all over the US.