Minimum Opening Deposit
Account may be opened with a deposit of any amount.
Monthly Service Fee
Debit Cards & Using ATMs
This account includes 'Toby Rewards' program to earn points for discounts on products and cash back whenever you swipe your debit card. There is no annual fee for this program.
Surcharge-Free ATM Access
Surcharge-free ATM access is available at any of the ATMs in the Allpoint or CU$ Networks.
Non-affiliated ATM Usage Fee
International ATM Usage Fee
There is a fee calculated as a small percentage of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, receive alerts;- An iPhone application to view account balances, view recent activity, transfer funds, locate ATMs, and pay bills;- An Android application to view account balances, view recent activity, transfer funds, and pay bills.
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
The first order of 'basic' checks is free for all new account holders.
Monthly Paper Statements
Check Images with Statements
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $29.00 per overdraft.
This checking account has 1 option for Overdraft Protection.From a linked Savings Account:- Transfer fee of $5.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.
About Tobyhanna FCU
From their website: "The products and services offered and the methods to conduct business have changed over the years [...] However, one thing that has not changed is the basic philosophy envisioned by our founding fathers that of 'People Helping People.'" Tobyhanna Federal Credit Union operates 4 branches in NE Pennsylvania, and offers deposit, loan, and investment services to individuals and businesses.