Minimum Opening Deposit
Account may be opened with a deposit of any amount.
Monthly Service Fee
Annual Percentage Yield (APY)
0.05% on all balances
Debit Cards & Using ATMs
Surcharge-Free ATM Access
Surcharge-free ATM access is available at all Co-Op Network ATM locations.
Non-affiliated ATM Usage Fee
No charge for withdrawals from ENT and CO-OP Network ATMs. After the first 4 ATM transactions a month there is a $1.50 charge from ENT for each withdrawal at other ATMs.
International ATM Usage Fee
There is a $1.50 fee each time you use a ATM in another country. In addition, there is a fee calculated as a small percentage of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, deposit checks, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, deposit checks, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android mobile application.
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Alerts when a transaction of a certain size occurs;- Notifications when particular checks clear.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
Check Images with Statements
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Returned Item Fee
The insufficient funds fee is $30.00 per overdraft.
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- No transfer fee.- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- No transfer fee.- Funds are transferred in $100 increments.
About Ent Federal Credit Union
While banks have customers, credit unions have members. At Ent, you are one of the owners of a not-for-profit financial cooperative. We pass our net earnings back to our members in the form of higher dividends on savings, lower rates on loans, and lower fees (or no fees) for services. Ent membership means more than just getting a great deal, its about partnering with a trusted resource for quality service, honest advice, and tools to help you succeed. Supporting your financial success, just one more reason why Ent is where you belong.