Minimum Opening Deposit
A $5.00 deposit is required to open this account.
$5.00
Monthly Service Fee
$0.00
Interest Rate
up to 1.26%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
This account includes rebates of ATM fees when you use non-affiliated ATMs with the following limits:- Up to $10.00 total in rebates per month.Rebates are credited to your account at the end of the statement cycle.
Yes
Surcharge-Free ATM Access
Surcharge-free ATM access is available at any ATM with these logos: SUM, CIRRUS, MONEYPASS, NYCE,VISA, CO-OP
Yes
Non-affiliated ATM Usage Fee
No fee up to $10 per month reimbursed provided account requirements are met during monthly statement cycle
$0.00
International ATM Usage Fee
There is a fee calculated as 1.10% of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, receive alerts;- A mobile-browser website to view account balances, view recent activity, check rates, transfer funds;- An iPhone and iPad application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, check rates, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, check rates, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Reminders that bills are coming due for payment;- Confirmation that bills have been paid;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
12 months worth of check images
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $30.00 per overdraft.
$30.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $5.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Annual fee of $25.00;- Funds are transferred to bring the account balance to $0.00.
Available
About Workers Credit Union
From their Website: Founded in 1914, putting members and communities first is what we have done as a not-for-profit, full service credit union.Workers Credit Union offers a full range of financial services for individuals and businesses. They have 14 branches in Massachusetts and offer ATM access through the CU Service Center Network.