Minimum Opening Deposit
This account may be opened with $25.00 or more.You must have a savings account with a balance of at least $5 to open any checking account with 1st Advantage.
$25.00
Monthly Service Fee
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
Surcharge-free ATM access is available at over 65,000 Allpoint Network ATM and all Co-Op Network ATM locations.
Yes
Non-affiliated ATM Usage Fee
There is a $1.00 fee each time you use a non-affiliated ATM. You can avoid this fee by using any Allpoint Network, CU Service Center, and Co-Op Network ATMs.
$1.00/per use
International ATM Usage Fee
There is a $1.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 1.00% of the total amount withdrawn.
$1.00/per use
Electronic & Telephone Banking
Online Bill Pay
Online Bill Pay is free when you sign up for e-Statements. Otherwise, this $5.95 a month.
$5.95/month
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, pay bills, receive alerts, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments
PopMoney-$0.00
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password);- when eStatement is ready.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
There is a $3.00 fee for Paper Statements
$3.00/month
Check Images with Statements
You must request to receive images of cancelled checks in your monthly statements.
Not Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $30.00 per overdraft.
$30.00/per item
Overdraft Protection
This checking account has one option for Overdraft Protection.From a linked Savings Account:- No transfer fee;- Funds are transferred in fixed increments of $5.00.
Available
About 1st Advantage Federal Credit Union
Founded at Fort Eustis in 1951, 1st Advantage Federal Credit Union currently serves approximately 60,000 members all over the world, and has branches from Richmond to Virginia Beach. They offer a full range of services including deposit accounts, loans, mortgages, and investments.