Minimum Opening Deposit
No minimum deposit to open account
$0.00
Monthly Service Fee
The Monthly Service Fee of $50.00 can be waived by maintaining a $75,000 minimum balance in combined personal deposit accounts and investment balances. OR recurring direct deposits totalling at least $5,000.00 per month OR An HSBC US residential mortage loan with an original loan amount of at least $500,000.00
$50.00
Annual Percentage Yield (APY)
The account earns 0.01% interest on balances over $5.00.
0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
Unlimited rebates for ATM transactions in the US
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
No fees assessed for using an international ATM
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application for BlackBerry devices to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, and locate ATMs.- An Android application to view account balances, view recent activity, transfer funds, pay bills, and locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Email Alerts
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Free orders of selected styles for the life of the account.
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.