Minimum Opening Deposit
No minimum deposit to open account
Monthly Service Fee
The Monthly Service Fee of $50.00 can be waived by maintaining a $75,000 minimum balance in combined personal deposit accounts and investment balances. OR recurring direct deposits totalling at least $5,000.00 per month OR An HSBC US residential mortage loan with an original loan amount of at least $500,000.00
Annual Percentage Yield (APY)
The account earns 0.01% interest on balances over $5.00.
Debit Cards & Using ATMs
ATM Fee Reimbursements
Unlimited rebates for ATM transactions in the US
Non-affiliated ATM Usage Fee
International ATM Usage Fee
No fees assessed for using an international ATM
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application for BlackBerry devices to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, and locate ATMs.- An Android application to view account balances, view recent activity, transfer funds, pay bills, and locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Free orders of selected styles for the life of the account.
Monthly Paper Statements
Check Images with Statements
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.