Minimum Opening Deposit
A $100.00 deposit is required to open this account.
$100.00
Monthly Service Fee
Waived if Bronze, Silver or Gold Tier requirements are met. Bronze: Enroll in Online Banking & receive eStatements and Perform one of the following-ACH Withdrawal, Direct Deposit, Online Bill Payment and 10 Check Card purchases. Silver: Enroll in Online Banking & receive eStatements and Perform two of the following-ACH Withdrawal, Direct Deposit, Online Bill Payment and 20 Check Card purchases. Gold: Enroll in Online Banking & receive eStatements and Perform three of the following-ACH Withdrawal, Direct Deposit, Online Bill Payment and 30 Check Card purchases.
$10.00
Annual Percentage Yield (APY)
0.01% at Tier 1, 0.40% at Bronze Tier, 0.80% at Silver Tier, 1.20% at Gold Tier
up to 1.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
There is a $2.50 fee when you use a non-affiliated ATM
$2.50/per use
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3% of the total amount withdrawn
$2.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
There is a $4.00 monthly fee to receive statements by mail. Enroll in E-Statements to avoid this fee.
$4.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
No checks with this account
No
Overdrawing the Account
Negative Balance Fee
There is a $25.00 fee for a negative balance after 7 calendar days with less than a $0.00 balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is 35.00 per overdraft
$35.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.50. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $12.50. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $12.50. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.