Minimum Opening Deposit
A $100.00 deposit is required to open this account.
$100.00
Monthly Service Fee
The Monthly Service Fee of $10.00 can be waived by:- Maintaining a minimum daily balance of $1,500.00;- Having at least one Direct Deposit.
$10.00
Annual Percentage Yield (APY)
The account earns 0.05% interest.
up to 0..05%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
CardCash Cash-Back
This account includes 'CardCash Cash-Back ' where you can earn up to 1% rebate on credit purchases using your CardCash Debit Card.
$0.00/yr
ATM Fee Reimbursements
This account includes rebates of any ATM fees you incur when you use a non-affiliated ATM, up to 1 ATM transactions in rebates per month.
Yes
Surcharge-Free ATM Access
Surcharge-Free access to your cash at over 55,000 Allpoint Network ATM locations worldwide.
Yes
Non-affiliated ATM Usage Fee
Account holders will be charged $1.50 for using a non-FSG Bank ATM.
$1.50/per use
International ATM Usage Fee
Account holders will be charged $1.50 for using an international ATM. In addition, you may be charged a percentage of the total transaction.
$1.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android devices.
Free
Person-to-Person Payments
Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Reminders that bills are coming due for payment;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Free first order of checks available for this account.
Yes
Monthly Paper Statements
$4.00/month
Check Images with Statements
Not Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $36.00 per overdraft.
$36.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account or Money Market Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.
Available
About FSG Bank
From FSG Bank's website: "Opened in 1999, FSG Bank serves the banking and financial needs of our communities within Tennessee and Northern Georgia, providing our customers retail and commercial banking services, trust and investment management, mortgage banking, and financial planning. Through our experienced team of local professionals, we are able to react quickly to the changes in our communities and can continue to deliver the flexibility our customers need for themselves and their businesses."