Minimum Opening Deposit
A $100.00 deposit is required to open this account.
Monthly Service Fee
The Monthly Service Fee of $15.00 can be waived by:- Maintaining a minimum daily balance of $5,000.00;- Maintaining an minimum combined daily balance of $25,000.00;
Annual Percentage Yield (APY)
The account earns 0.25% interest for balances below $50,000.00 and 0.05% for balances above $50,000.00
up to 0.25%%
Debit Cards & Using ATMs
This account includes 'CardCash Cash-Back ' where you can earn up to 1% rebate on credit purchases using your CardCash Debit Card.
ATM Fee Reimbursements
This account includes rebates of any ATM fees you incur when you use a non-affiliated ATM, up to 3 ATM transactions in rebates per month.
Surcharge-Free ATM Access
Surcharge-Free access to your cash at over 55,000 Allpoint Network ATM locations worldwide.
Non-affiliated ATM Usage Fee
Account holders will be charged $1.50 for using a non-FSG Bank ATM.
International ATM Usage Fee
Account holders will be charged $1.50 for using an international ATM. In addition, you may be charged a percentage of the total transaction.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android devices.
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Reminders that bills are coming due for payment;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
Check Images with Statements
Online Check Images
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $36.00 per overdraft.
This checking account has 2 options for Overdraft Protection.From a linked Savings Account or Money Market Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.
About FSG Bank
From FSG Bank's website: "Opened in 1999, FSG Bank serves the banking and financial needs of our communities within Tennessee and Northern Georgia, providing our customers retail and commercial banking services, trust and investment management, mortgage banking, and financial planning. Through our experienced team of local professionals, we are able to react quickly to the changes in our communities and can continue to deliver the flexibility our customers need for themselves and their businesses."