Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
The Monthly Service Fee of $25.00 can be waived by maintaining $25,000.00 or more in linked bank deposit accounts OR $50,000.00 or more in any combination of qualifying linked banking, brokerage and 10% of loan balances
$25.00
Annual Percentage Yield (APY)
The account earns 0.01% interest.
up to 0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
Unlimited fee rebates at all ATMs outside their network
Yes
Surcharge-Free ATM Access
Surcharge-free ATM access is available at all MoneyPass ATMs
Yes
Non-affiliated ATM Usage Fee
There is no fee when you use a non-affiliated ATM.
$0.00
International ATM Usage Fee
3% of the total transaction amount for transactions made at ATMs outside the U.S.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
Free Thru Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Confirmation that bills have been paid;- An email to let you know there is a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Free standard checks or 50% off premium styles
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Images of canceled checks are included in monthly statements.
Included
Online Statements
You can receive monthly statements electronically, but if you do, you will not receive statements by mail.
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Free Account Overdraft
You can overdraw this account one time per year before being assessed an insufficient funds fee.
Yes
Negative Balance Fee
There is a $6.50 fee for a negative balance after 5 business days with less than a $0.00 balance. After that, this fee is assessed each additional day the account has a negative balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is $32.50 per overdraft. There is one fee refunded per year
$32.50/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- TNo Transfer Fee;- Funds are transferred to bring the account balance to $0.00.
Available
About Bank of Arizona
"Bank of Arizona - Long Live Your Money." Bank of Arizona is based in Phoenix and offers financial services from their five locations in Phoenix, Tuscon, and Mesa. Part of the BOKF Corp family of banks, they offer checking, savings, loan, investment, and wealth management services to individuals and companies in Arizona. From BOFK's website: "[Our] vision is to provide sophisticated nationally competitive products with personal responsive client service."