Minimum Opening Deposit
A $50.00 deposit is required to open this account.
Monthly Service Fee
Debit Cards & Using ATMs
Surcharge-Free ATM Access
Surcharge-free ATM access is available at all MoneyPass ATMs
Non-affiliated ATM Usage Fee
There is no fee when you use a non-affiliated ATM.
International ATM Usage Fee
3% of the total transaction amount for transactions made at ATMs outside the U.S.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free Thru Zelle
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Confirmation that bills have been paid;- An email to let you know there is a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
There is a $2.00 monthly charge to receive paper statements
Check Images with Statements
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Negative Balance Fee
There is a $6.50 fee for a negative balance after 5 calendar days with less than a $0.00 balance. After that, this fee is assessed every 5 days with a negative balance.
Returned Item Fee
The Insufficient Funds Fee is $32.50 per overdraft. There is one fee refunded per year
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- No Transfer Fee- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- No Transfer Fee- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- No Transfer fee;- Funds are transferred to bring the account balance to $0.00.
About Bank of Arizona
"Bank of Arizona - Long Live Your Money." Bank of Arizona is based in Phoenix and offers financial services from their five locations in Phoenix, Tuscon, and Mesa. Part of the BOKF Corp family of banks, they offer checking, savings, loan, investment, and wealth management services to individuals and companies in Arizona. From BOFK's website: "[Our] vision is to provide sophisticated nationally competitive products with personal responsive client service."