Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Account Restrictions
You must be a student to open this account.
Students
Monthly Service Fee
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Purchase Rewards
This account includes 'Purchase Rewards' to put money back into your account based on your debit card usage. There is no annual fee for this card.
$0.00/yr
ATM Fee Reimbursements
Old National will waive our fees for the first five cash withdrawals per statement cycle from other banks' U.S. ATMs; however, fees may be charged by the bank owner of the non-Old National ATM
Yes
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM
$2.50/per use
International ATM Usage Fee
There is a $2.50 fee and an additional small percentage international transaction fee each time you use a ATM in another country.
$2.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the Android and iPhone mobile application.
Free
Person-to-Person Payments
PopMoney-free standard delivery(3 business days) $4.95 for express delivery (next business day)
Free
Email Alerts
This Email Alert feature enables you to receive alerts when:- A deposit has occurred.- This account's balance has dropped below an amount you specify. - A billpay is scheduled to be automatically made in the near future.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
There is a $3.00 monthly fee to receive statements by mail.
$3.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Negative Balance Fee
There is a $8.00 fee for a negative balance after 3 calendar days with less than a $0.00 balance. After that, this fee is assessed each additional day the account has a negative balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is $38.00 per overdraft.
$38.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $12.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Annual fee of $30.00;- Funds are transferred to bring the account balance to $0.00.