Minimum Opening Deposit
A $50.00 deposit is required to open this account.
Monthly Service Fee
No Monthly Service Fee
Annual Percentage Yield (APY)
The account earns 0.05% 0.01% 0.10% @ $10,000 in combined relationship balance 0.13% @ $25,000.00 in combined relationship balance 0.15% @ $50,000.00 in combined relationship balance.
up to 0.15%%
Debit Cards & Using ATMs
ATM Fee Reimbursements
Up to $25.00 a month of other banks ATM fees rebated
Non-affiliated ATM Usage Fee
There is a $1.00 fee each time you use a non-affiliated ATM.
International ATM Usage Fee
There is a $1.00 fee each time you use a non-affiliated ATM. Rebates of these fees are possible, based on combined relationship balances.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free thru People Pay
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Free First Order of Checks
Monthly Paper Statements
Check Images with Statements
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Negative Balance Fee
There is a $10.00 fee for a negative balance after 3 calendar days with less than a $0.00 balance. After that, this fee is assessed each additional day the account has a negative balance.
Initial Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft. If Combined Relationship Balance is greater then $25,000.00, 1 fee per month is waived
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00. -If Combined Relationship Balance is greater then $25,000, one fee is waived per statement cycle From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.