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Home » Checking Accounts

"East West Senior Checking" fromEast West Bank

  • Website
  • 888.895.5650

The Basics

Minimum Opening Deposit A $100.00 deposit is required to open this account.
$100.00
Account Restrictions You must be a senior 62 or older to open this account.
Seniors
Monthly Service Fee
$0.00

Debit Cards & Using ATMs

Debit Card
$0.00/yr
Surcharge-Free ATM Access Surcharge-free ATM access is available at over 55,000 Allpoint Network ATM locations and 23,000 Money Pass ATM's.
Yes
Non-affiliated ATM Usage Fee There is a $1.00 fee each time you use a non-affiliated ATM after the first 2 uses per statement cycle.
$1.00/per use
International ATM Usage Fee There is a $1.00 fee each time you use a ATM in another country.
$1.00/per use

Electronic & Telephone Banking

Online Bill Pay
Free
Mobile & Text Banking This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments $0.00 Thru PopMoney-Standard Delivery, Next Day Delivery-$1.99
Free
Email Alerts This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- The bad news that your account balance is below $0;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images Images of canceled checks can be viewed online for 2 months.
Yes

Overdrawing the Account

Returned Item Fee The Insufficient Funds Fee is $30.00 per overdraft
$30.00/per item
Overdraft Protection This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $5.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.
Available

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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