Minimum Opening Deposit
A $25.00 deposit is required to open this account.
Monthly Service Fee
The Monthly Service Fee of $15.00 can be waived by either:- Maintaining an minimum combined daily balance of $10,000.00;-OR by Qualifying total direct deposits of $1,000.00; OR by having a linked Wells Fargo Home Mortgage..
Annual Percentage Yield (APY)
The account earns 0.01% interest for balances over $500.00.
Debit Cards & Using ATMs
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM after 1 free use per statement cycle.
International ATM Usage Fee
There is a $5.00 fee each time you use a non-affiliated ATM in another country after 2 uses per statement cycle.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad2 and Android mobile application.
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Reminders that bills are coming due for payment.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
$10 discount on check orders.
Monthly Paper Statements
Check Images with Statements
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $35.00 for each overdraft.
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.50. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Credit Card Account:- Transfer fee of $12.50 ($20 fee if your advance for the day is over $50). The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $12.50. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.
About Wells Fargo
Wells Fargo & Company is a diversified financial services company providing banking, insurance, investments, mortgage and consumer and commercial finance through more than 9,000 stores and more than 12,000 ATMs and the Internet across North America and internationally.