Minimum Opening Deposit
A $100.00 deposit is required to open this account.
$100.00
Monthly Service Fee
The monthly service fee of $25 is waived by maintaining a combined average daily balance of $10,000 combined deposits balance (checking with linked savings, CDs, IRAs) OR by enrolling in Preferred Rewards and qualifying for the Gold, Platinum or Platinum Honors tier
$25.00
Annual Percentage Yield (APY)
This is a interest-bearing checking account. The account earns 0.01% for balances over $0.00 and 0.02% on balances of $50,000.
up to 0.02%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Debit Card with Rewards
2 programs available-BankAmeriDeals lets you choose the cash back deals you want and get cash back into your account when you pay for purchases with your debit card. Keep the Change lets you save effortlessly as purchases are rounded up the nearest dollar and the difference is deposited from your checking to your savings account
$0.00/yr
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM.
$2.50/per use
International ATM Usage Fee
There is a $5.00 fee each time you use a ATM in another country.
$5.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone, and Android application to view account balances, view recent activity, transfer funds, pay bills, deposit checks, locate ATMs;- A BlackBerry application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, Android, Android tablet, and Windows Phone mobile application.
Free
Person-to-Person Payments
Zelle is a person-to-person payment service built into the bank's mobile app that enables you to send money to a person using their email address or mobile phone number. The recipient gets a message with instructions to complete the payment.
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- The bad news that your account balance is below $0;- Reminders that bills are coming due for payment;- Confirmation that bills have been paid;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
All orders of basic checks are free, and orders of premium checks are discounted.
Yes
Monthly Paper Statements
Yes
Check Images with Statements
There is a $3.00 fee to receive check images with your paper statements.
$3.00/month
Online Statements
Yes
Online Check Images
Check images are viewable online for 18 months
Yes
Overdrawing the Account
Returned Item Fee
The insufficient funds fee is $35 per item.
$35.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred in fixed increments of $100.00.