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Home » Checking Accounts

"Bank of America Advantage Relationship" fromBank of America

  • Website
  • 1-800-432-1000

The Basics

Minimum Opening Deposit A $100.00 deposit is required to open this account.
$100.00
Monthly Service Fee The monthly service fee of $25 is waived by maintaining a combined average daily balance of $10,000 combined deposits balance (checking with linked savings, CDs, IRAs) OR by enrolling in Preferred Rewards and qualifying for the Gold, Platinum or Platinum Honors tier
$25.00
Annual Percentage Yield (APY) This is a interest-bearing checking account. The account earns 0.01% for balances over $0.00 and 0.02% on balances of $50,000.
up to 0.02%%

Debit Cards & Using ATMs

Debit Card
$0.00/yr
Debit Card with Rewards 2 programs available-BankAmeriDeals lets you choose the cash back deals you want and get cash back into your account when you pay for purchases with your debit card. Keep the Change lets you save effortlessly as purchases are rounded up the nearest dollar and the difference is deposited from your checking to your savings account
$0.00/yr
Non-affiliated ATM Usage Fee There is a $2.50 fee each time you use a non-affiliated ATM.
$2.50/per use
International ATM Usage Fee There is a $5.00 fee each time you use a ATM in another country.
$5.00/per use

Electronic & Telephone Banking

Online Bill Pay
Free
Mobile & Text Banking This institution supports:- A text messaging service to receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone, and Android application to view account balances, view recent activity, transfer funds, pay bills, deposit checks, locate ATMs;- A BlackBerry application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone This feature is available on the iPhone, iPad, Android, Android tablet, and Windows Phone mobile application.
Free
Person-to-Person Payments Zelle is a person-to-person payment service built into the bank's mobile app that enables you to send money to a person using their email address or mobile phone number. The recipient gets a message with instructions to complete the payment.
Free
Email Alerts This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- The bad news that your account balance is below $0;- Reminders that bills are coming due for payment;- Confirmation that bills have been paid;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks All orders of basic checks are free, and orders of premium checks are discounted.
Yes
Monthly Paper Statements
Yes
Check Images with Statements There is a $3.00 fee to receive check images with your paper statements.
$3.00/month
Online Statements
Yes
Online Check Images Check images are viewable online for 18 months
Yes

Overdrawing the Account

Returned Item Fee The insufficient funds fee is $35 per item.
$35.00/per item
Overdraft Protection This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred in fixed increments of $100.00.
Available

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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