Minimum Opening Deposit
No opening deposit is required to open this account..
Monthly Service Fee
The Monthly Service Fee of $20.00 can be waived by maintaining a daily balance of $10,000 or more. This account will convert to a Checking with Interest account if balance drops below this amount.
Annual Percentage Yield (APY)
The account earns 0.05% for balances over $0.00 and 0.20% at $10,000.
up to 0.20%%
Debit Cards & Using ATMs
Debit Card with Rewards
Surcharge-Free ATM Access
Surcharge-free ATM access is available at Gold Key Network ATM locations. No fees
Non-affiliated ATM Usage Fee
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports a text messaging service to receive alerts and a downloadable mobile application to access your account.
Deposit Checks with Mobile Phone
Available thru app
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Free basic checks, one box per order.
Monthly Paper Statements
Check Images with Statements
Online Check Images
Overdrawing the Account
Negative Balance Fee
There is a $34.00 fee charged on the 7th consecutive banking day of negative balance
Returned Item Fee
The Insufficient Funds Fee is $34.00 per overdraft.
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- No Transfer Fee;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- No Transfer Fee- Funds are transferred to bring the account balance to $0.00.