Minimum Opening Deposit
A $100.00 deposit is required to open this account.
$100.00
Monthly Service Fee
The Monthly Service Fee of $7.00 can be waived by maintaining a minimum daily balance of $1,000.00.
$7.00
Annual Percentage Yield (APY)
The account earns 0.02% for balances over $0.00 and 0.03% at $10,000.
up to 0.03%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM.
$2.50/per use
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country. In addition, there is a fee calculated as 0.09% of the total amount withdrawn.
$2.50/per use
Electronic & Telephone Banking
Online Bill Pay
The optional Bill Pay service is FREE to Online Banking customers who receive E-statements, otherwise the fee is $4.00 per month, which includes up to 10 payments. After that, any additional payments are $.40 each.
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on iPhone, iPad, and Android mobile applications.
Free
Person-to-Person Payments
$0.40 thru Send Money
Free
Email Alerts
This Email Alert feature enables you to receive:- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
$2.00/month
Check Images with Statements
There is a $1.00 monthly fee to receive images of canceled checks with monthly statements.
$1.00/month
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 12 months.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $34.00 per overdraft.