Minimum Opening Deposit
A $25.00 deposit is required to open this account.
You must be a student 25 or younger to open this account.
Monthly Service Fee
The Monthly Service Fee of $25.00 can be waived by maintaining an average daily balance of $ 15,000.00 or $50,000.00 deposit relationship balance.
Annual Percentage Yield (APY)
The account earns 0.01% interest for balances over $1,500.00
Debit Cards & Using ATMs
ATM Fee Reimbursements
Up to $10.00 per month
Surcharge-Free ATM Access
Surcharge-free ATM access is available at over 40,000 Allpoint and Freedom Alliance Network ATM locations.
Non-affiliated ATM Usage Fee
International ATM Usage Fee
Electronic & Telephone Banking
Online Bill Pay
No fee for using Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android mobile application.
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Confirmation that bills have been paid;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Free specialty checks OR 50% off other styles
Monthly Paper Statements
No fee for monthly paper statements
Check Images with Statements
Online Check Images
Images of canceled checks can be viewed online for 24 months.
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $37.00 per overdraft.
This checking account has 3 options for Overdraft ProtectionFrom a linked Savings Account:- Funds are transferred to bring the account balance to $0.00. Transfer Fee of $10.00From a linked Alternate Checking Account:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.