Minimum Opening Deposit
A $1.00 deposit is required to open this account.
Monthly Service Fee
The Monthly Service Fee of $8.00 can be waived by maintaining a minimum daily balance of $1,000.00.
Annual Percentage Yield (APY)
The account earns 0.02% for balances over $10,000.00 and 0.02% at $10,000.
Debit Cards & Using ATMs
ATM Fee Reimbursements
ATM Refunds 4 Foreign ATM refunds per month, up to $15.
Non-affiliated ATM Usage Fee
There is a $1.50 fee each time you use a non-affiliated ATM after 4 uses per month.
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts.
Deposit Checks with Mobile Phone
This feature is available on iPhone, iPad and Android mobile applications.
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Free Branded Checks (2 boxes annually) for all new account holders.
Monthly Paper Statements
Check Images with Statements
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $30.00 per overdraft.
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $5.00. The transfer fee is charged per transaction;- Funds are transferred in fixed increments of $20.00.From a linked Alternate Checking Account:- Transfer fee of $5.00. The transfer fee is charged per transaction;- Funds are transferred in fixed increments of $20.00.