Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
The Monthly Service Fee of $6.00 can not be waived
$6.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
Surcharge-Free access to your cash at all Money Pass ATM locations in the U.S.
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
There is a fee calculated as a small percentage of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on Washington Federal's iPhone and Android mobile application.
Free
Person-to-Person Payments
PopMoney-No fee for standard 3 day delivery, $10.00 for Express Payment next day delivery
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- The bad news that your account balance is below $0;- Confirmation that bills have been paid;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
There is a $5.00 monthly fee to receive images of canceled checks with monthly statements.
$5.00/month
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $30.00 per overdraft.
$30.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- No Transfer fee;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- No Transfer fee of $5.00;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- One-time set-up fee of $10.00;- Funds are transferred to bring the account balance to $0.00.