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Home » Checking Accounts

"Interest Checking" fromFulton Bank of NJ

  • Website
  • 1-855-900-3265

The Basics

Minimum Opening Deposit A $1,000.00 deposit is required to open this account.
$1,000.00
Monthly Service Fee The Monthly Service Fee of $10.00 can be waived by maintaining a minimum daily balance of $1,000.00 or by enrolling in Direct Deposit. OR of at least one account holder is age 50 or older
$10.00
Annual Percentage Yield (APY) The account earns 0.02% for balances over $1,000.00 and 0.02% at $10,000.
0.02%%

Debit Cards & Using ATMs

Debit Card
$0.00/yr
Relationship Rewards This account includes 'Relationship Rewards' to put money back into your account based on your debit card usage. There is no annual fee for this card.
$0.00/yr
ATM Fee Reimbursements
Yes
Non-affiliated ATM Usage Fee There is a $2.50 fee each time you use a non-affiliated ATM. No fee if one account older is at least age 50 and older
$2.50/per use
International ATM Usage Fee There is a $2.50 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
$2.50/per use

Electronic & Telephone Banking

Online Bill Pay
Free
Mobile & Text Banking This institution supports:- A text messaging service to view account balances, view recent activity, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts.
Free
Deposit Checks with Mobile Phone
Free
Email Alerts This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks If at least one account holder is age 50 or older, 50% off on any standard personal checks per year
Yes
Monthly Paper Statements
Yes
Check Images with Statements There is a $2.00 monthly fee to receive images of canceled checks with monthly statements.
$2.00/month
Online Statements
Yes
Online Check Images You can view 1 months of images of canceled checks online for an fee of $2.00 per month.
Yes

Overdrawing the Account

Free Account Overdraft
Yes
Negative Balance Fee There is a $10.00 fee for a negative balance after the first calendar day with less than a $0.00 balance.
Yes
Returned Item Fee The Insufficient Funds Fee is $39.00 per overdraft.
$39.00/per item
Overdraft Protection This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $12.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $12.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.
Available

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Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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