Minimum Opening Deposit
A $25.00 deposit is required to open this account.
Monthly Service Fee
The Monthly Service Fee of $30.00 can be waived by maintaining an combined average daily balance of $75,000.00 in personal deposits.
Annual Percentage Yield (APY)
The account earns 0.01% interest.
Debit Cards & Using ATMs
Debit Card with Rewards
Debit Rewards-debit card cash back rewards program-Debit Rewards offers are credited to your account within days of your purchase at participating merchants. There is no fee for this program
ATM Fee Reimbursements
Peoples will rebate all domestic and international ATM fees other bank may charge when making an ATM cash withdrawal
Non-affiliated ATM Usage Fee
There is no fee when you use a non-affiliated ATM.
International ATM Usage Fee
No fee for International ATM transactions
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills;- An iPhone and iPod Touch application to view account balances, view recent activity, transfer funds, pay bills, and deposit checks;- An Android application to view account balances, view recent activity, transfer funds, pay bills and deposit checks;- An iPad application to view account balances, view recent activity, transfer funds, pay bills.
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android applications.
Person-2-Person Pay service is free
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- An email to let you know there's a secure message for you in Online Banking.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Checks in certain styles are free for the life of the account. Other styles receive $15 discount.
Monthly Paper Statements
Check Images with Statements
Images of canceled checks are included in monthly statements.Images of canceled checks are included in monthly statements.
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $37.00 per overdraft.
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.