Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Account Restrictions
You must be a full-time student to open this account.
Students
Monthly Service Fee
The Monthly Service Fee of $10.00 can be waived by:- Maintaining a minimum daily balance of $1,000.00;- OR- Primary or secondary owner of the account is age 23 or younger
$10.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Debit Card with Rewards
Debit Rewards-debit card cash back rewards program-Debit Rewards offers are credited to your account within days of your purchase at participating merchants. There is no fee for this program
$0.00/yr
Non-affiliated ATM Usage Fee
There is a $3.00 fee each time you use a non-affiliated ATM after 2 uses per month.
$3.00/per use
International ATM Usage Fee
$3.00 fee for International ATM transactions
$3.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills;- An iPhone and iPod Touch application to view account balances, view recent activity, transfer funds, pay bills, and deposit checks;- An Android application to view account balances, view recent activity, transfer funds, pay bills and deposit checks;- An iPad application to view account balances, view recent activity, transfer funds, pay bills.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android applications.
Free
Person-to-Person Payments
Person-2-Person Pay service is free
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- An email to let you know there's a secure message for you in Online Banking.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Free first order of checks
Yes
Monthly Paper Statements
There is a $3.00 monthly fee to receive statements by mail.
$3.00/month
Check Images with Statements
Images of canceled checks are included in monthly statements.Images of canceled checks are included in monthly statements.
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $37.00 per overdraft.
$37.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.