Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
The Monthly Service Fee of $10.00 can be waived by either having at least one Direct Deposit per statement cycle or by keeping a minimum daily balance of $1,000.00.
$10.00
Annual Percentage Yield (APY)
The account earns 0.01% on balances over $1,000.00.
0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Debit Card with Rewards
This account includes Relationship Rewards program to earn points for gifts and other items for signature-based purchases. There is no annual fee for this card.
$0.00/yr
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM.
$2.50/per use
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
$2.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, locate ATMs;- A downloadable mobile application for iPhone and Android devices to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
$0.50 per transaction thru PopMoney
$0.50/payment
Email Alerts
This Email Alert feature enables you to receive notifications about account activity.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
$2.00/month
Online Statements
If you receive e-statements then you will not receive paper statements.
Yes
Online Check Images
Images of canceled checks can be viewed online for 2 months.
Yes
Overdrawing the Account
Negative Balance Fee
There is a $6.00 fee for a negative balance after 5th consecutive business day of overdraft.
Yes
Returned Item Fee
The Insufficient Funds Fee is $39.00 per overdraft.
$39.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $12.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $12.00. The transfer fee is charged for every $10.00 of negative balance;- Funds are transferred in fixed increments of $10.00.
Available
About The Columbia Bank
At The Columbia Bank, we strive to have a better understanding of how we can help you meet your financial goals. We want to hear what you are thinking to better understand your needs and expectations. We listen to your questions and concerns. By listening to you, we can better provide you with the appropriate financial solutions tailored to your needs.
As the second largest bank headquartered in central Maryland, we provide retail and business customers with the best in banking services and products, investment management and trust services. Our community-oriented style of banking and commitment to our customers enables us to provide the flexibility and timely response customers need, helping us sustain mutually satisfying, long-term banking relationships.