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Home » Checking Accounts

"Commerce Free Checking" fromCommerce Bank

  • Website
  • 800 453-2265

The Basics

Minimum Opening Deposit A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee No Monthly Service Fee
$0.00

Debit Cards & Using ATMs

Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee There is a $2.50 fee each time you use a non-affiliated ATM.
$2.50/per use
International ATM Usage Fee There is a $2.50 fee each time you use a ATM in another country. In addition, 2% of transaction amount is charged ..
$2.50/per use

Electronic & Telephone Banking

Online Bill Pay
Free
Mobile & Text Banking This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds between commerce accounts;- An iPhone application to view account balances, view recent activity, transfer funds between Commerce accounts; - An Android application to view account balances, view recent activity, transfer funds between Commerce accounts.
Free
Deposit Checks with Mobile Phone This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments PopMoney
$1.00/payment
Email Alerts This Email Alert feature enables you to receive various alerts, including:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- The bad news that your account balance is below $0.
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements There is a $3.00 monthly fee to receive statements by mail. Enroll in E-Statements to avoid this fee.
$3.00/month
Check Images with Statements There is a $4.00 monthly fee to receive images of canceled checks with monthly statements.
$4.00/month
Online Statements
Yes
Online Check Images You can view 24 months of images of canceled checks online for an fee of $1.00 per month.
$1.00/month

Overdrawing the Account

Returned Item Fee The Insufficient Funds Fee is $35.00 for each overdraft.
$35.00/per item
Overdraft Protection This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $12.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Credit Card Account:- Transfer fee of $10.00. The transfer fee is charged for every $10.00 of negative balance;- Funds are transferred in fixed increments of $10.00.
Available

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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