Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
No Monthly Service Fee
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM.
$2.50/per use
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country. In addition, 2% of transaction amount is charged ..
$2.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds between commerce accounts;- An iPhone application to view account balances, view recent activity, transfer funds between Commerce accounts; - An Android application to view account balances, view recent activity, transfer funds between Commerce accounts.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
PopMoney
$1.00/payment
Email Alerts
This Email Alert feature enables you to receive various alerts, including:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- The bad news that your account balance is below $0.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
There is a $3.00 monthly fee to receive statements by mail. Enroll in E-Statements to avoid this fee.
$3.00/month
Check Images with Statements
There is a $4.00 monthly fee to receive images of canceled checks with monthly statements.
$4.00/month
Online Statements
Yes
Online Check Images
You can view 24 months of images of canceled checks online for an fee of $1.00 per month.
$1.00/month
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $35.00 for each overdraft.
$35.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $12.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Credit Card Account:- Transfer fee of $10.00. The transfer fee is charged for every $10.00 of negative balance;- Funds are transferred in fixed increments of $10.00.