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Home » Checking Accounts

"Checking Builder" fromRepublic Bank

  • Website
  • 1-888-540-5363

The Basics

Minimum Opening Deposit A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee There is a $12.95 monthly fee. If there is a Direct Deposit into the account or 20 or more point-of-sale transactions are completed during the statement cycle the Monthly Service Fee will be reduced to $7.95.
$12.95

Debit Cards & Using ATMs

Debit Card
$0.00/yr
Debit Card with Rewards This account includes the following debit card reward program options:-Republic Rewards program to earn points for gifts and other items. There is no annual fee for this card;- Purchase Rewards puts money back into your account when you shop at participating retailers. There is no annual fee for this card.
$0.00/yr
Surcharge-Free ATM Access Surcharge-Free access to your cash at over 40,000 Allpoint, Presto, SUM and MoneyPass ATMs
Yes
Non-affiliated ATM Usage Fee There is a $3.50 fee each time you use a non-affiliated ATM.
$3.50/per use
International ATM Usage Fee There is a $3.50 fee each time you use a ATM in another country. In addition, a 1% exchange rate adjustment fee applies to Debit Card purchases and cash withdrawals made outside the U.S. in a foreign currency.
$3.50/per use

Electronic & Telephone Banking

Online Bill Pay
Free
Mobile & Text Banking This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone No fee
Free
Person-to-Person Payments Free thru Zelle
Free
Email Alerts This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- The bad news that your account balance is below $0;- Confirmation that bills have been paid.
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
$4.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes

Overdrawing the Account

Negative Balance Fee There is a 8.00 fee for each business day your account has a negative balance beginning on the 3rd consecutive business day of negative balance
Yes
Returned Item Fee The Insufficient Funds Fee is $36.00 per overdraft.
$36.00/per item
Overdraft Protection This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $11.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $11.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Annual fee of $100.00;- Funds are transferred to bring the account balance to $0.00.
Available

About Republic Bank

Over the last 30 years, Republic Bank has become one of the largest locally-owned community banks in Kentucky and one of the most stable community banks in the nation. From state of the art mobile banking technology to an array of personal and business banking products, Republic Bank is dedicated to providing the financial resources that help our communities grow.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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