Minimum Opening Deposit
A $10.00 deposit is required to open this account.
$10.00
Monthly Service Fee
The Monthly Service Fee of $4.95 can be waived if 1 or more of the following transactions per statement cycle:direct deposit, debit card, online bill pay
$4.95
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
Surcharge-Free access to your cash at over 40,000 Allpoint, Presto, SUM and MoneyPass ATMs
Yes
Non-affiliated ATM Usage Fee
There is a $3.00 fee each time you use a non-affiliated ATM.
$3.00/per use
International ATM Usage Fee
There is a $3.00 fee each time you use a ATM in another country. In addition, a 1% exchange rate adjustment fee applies to Debit Card purchases and cash withdrawals made outside the U.S. in a foreign currency.
$3.00/per use
Electronic & Telephone Banking
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Person-to-Person Payments
Free thru Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- The bad news that your account balance is below $0;- Confirmation that bills have been paid.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Unavailable
Free or Discounted Checks
No
Monthly Paper Statements
$2.00/month
Check Images with Statements
Not Included
Online Statements
Yes
Online Check Images
No
Overdrawing the Account
Returned Item Fee
$36.00/per item
Overdraft Protection
Unavailable
About Republic Bank
Over the last 30 years, Republic Bank has become one of the largest locally-owned community banks in Kentucky and one of the most stable community banks in the nation. From state of the art mobile banking technology to an array of personal and business banking products, Republic Bank is dedicated to providing the financial resources that help our communities grow.