Minimum Opening Deposit
A $50.00 deposit is required to open this account.
Monthly Service Fee
The Monthly Service Fee of $12.00 can be waived by maintaining an average daily balance of $1,000.00 and having one direct deposit
Annual Percentage Yield (APY)
The account earns 0.02% interest.
up to 0.02%%
Debit Cards & Using ATMs
ATM Fee Reimbursements
2 fees per month reimbursed
Surcharge-Free ATM Access
Surcharge-Free access to your cash at over 40,000 Allpoint, Presto, SUM and MoneyPass ATMs
Non-affiliated ATM Usage Fee
There is a $3.50 fee each time you use a non-affiliated ATM.
International ATM Usage Fee
There is a $3.50 fee each time you use a ATM in another country. In addition, a 1% exchange rate adjustment fee applies to Debit Card purchases and cash withdrawals made outside the U.S. in a foreign currency.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
Free thru Zelle
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- The bad news that your account balance is below $0;- Confirmation that bills have been paid.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
There is a $4.00 monthly fee to receive statements by mail. Enroll in E-Statements to avoid this fee. Also Free if account holder is over 50
Check Images with Statements
Online Check Images
Overdrawing the Account
Negative Balance Fee
There is a 8.00 fee for each business day your account has a negative balance beginning on the 3rd consecutive business day of negative balance
Returned Item Fee
The Insufficient Funds Fee is $36.00 per overdraft.
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- No Transfer fee;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- No Transfer fee- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Annual fee of $100.00;- Funds are transferred to bring the account balance to $0.00.
About Republic Bank
Over the last 30 years, Republic Bank has become one of the largest locally-owned community banks in Kentucky and one of the most stable community banks in the nation. From state of the art mobile banking technology to an array of personal and business banking products, Republic Bank is dedicated to providing the financial resources that help our communities grow.