Minimum Opening Deposit
A $25.00 deposit is required to open this account.
Monthly Service Fee
Waived with qualifying $4,000 monthly direct deposit OR by having an average daily collected balance of $4,000+ OR $15,000 Average Daily Collected Balance in combined BBVA consumer deposit accounts
ORPrimary accountholder is member of the BBVA Compass Premier Personal Banking Program.
Annual Percentage Yield (APY)
The account earns 0.01% interest.
Debit Cards & Using ATMs
Simple Cash Back
This account includes 'Simple Cash Back' to put money back into your account based on your debit card usage. There is no annual fee for this card.
ATM Fee Reimbursements
2 automatic rebates of other banks' ATM fees per statement cycle; rebates will be credited to your account at the end of each statement cycle.
Surcharge-Free ATM Access
Surcharge-Free access to your cash at over 40,000 Allpoint Network ATM locations worldwide.No fee
Non-affiliated ATM Usage Fee
The first 2 withdrawals a month are free, $3.00 fee thereafter
International ATM Usage Fee
There is a fee calculated as 1.00% of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on Android and iPhone mobile applications.
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
BBVA Compass ClearChoice Premium checks at no charge and 50% off other styles. Shipping and handling fees will apply.
Monthly Paper Statements
Check Images with Statements
Online Check Images
Images of canceled checks can be viewed online for 18 months.
Overdrawing the Account
Negative Balance Fee
There is a $23.00 fee for a negative balance after 7 calendar days with less than a $0.00 balance. After that, this fee is assessed every 7 days with a negative balance.
Returned Item Fee
The Insufficient Funds Fee is $38.00 per overdraft.
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- - Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- - Funds are transferred to bring the account balance to $0.00.