Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
Waived with qualifying $4,000 monthly direct deposit OR by having an average daily collected balance of $4,000+ OR $15,000 Average Daily Collected Balance in combined BBVA consumer deposit accounts
ORPrimary accountholder is member of the BBVA Compass Premier Personal Banking Program.
$19.00
Annual Percentage Yield (APY)
The account earns 0.01% interest.
0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Simple Cash Back
This account includes 'Simple Cash Back' to put money back into your account based on your debit card usage. There is no annual fee for this card.
$0.00/yr
ATM Fee Reimbursements
2 automatic rebates of other banks' ATM fees per statement cycle; rebates will be credited to your account at the end of each statement cycle.
Yes
Surcharge-Free ATM Access
Surcharge-Free access to your cash at over 40,000 Allpoint Network ATM locations worldwide.No fee
Yes
Non-affiliated ATM Usage Fee
The first 2 withdrawals a month are free, $3.00 fee thereafter
$3.00/per use
International ATM Usage Fee
There is a fee calculated as 1.00% of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on Android and iPhone mobile applications.
Free
Person-to-Person Payments
PopMoney-$0.00
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
BBVA Compass ClearChoice Premium checks at no charge and 50% off other styles. Shipping and handling fees will apply.
Yes
Monthly Paper Statements
No fee
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 18 months.
Yes
Overdrawing the Account
Negative Balance Fee
There is a $23.00 fee for a negative balance after 7 calendar days with less than a $0.00 balance. After that, this fee is assessed every 7 days with a negative balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is $38.00 per overdraft.
$38.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- - Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- - Funds are transferred to bring the account balance to $0.00.