Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
This fee cannot be waived.
$13.95
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Simple Cash Back
This account includes 'Simple Cash Back' to put money back into your account based on your debit card usage. There is no annual fee for this card.
$0.00/yr
Surcharge-Free ATM Access
Surcharge-Free access to your cash at over 40,000 Allpoint Network ATM locations worldwide.No fee
Yes
Non-affiliated ATM Usage Fee
There is a $3.00 fee whenever using a non-affiliated ATM.
$3.00/per use
International ATM Usage Fee
There is a $2.00 fee whenever using a foreign non-affiliated AT plus a fee calculated as 1.00% of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs, and deposit checks.
Free
Deposit Checks with Mobile Phone
This feature is available on Android and iPhone mobile applications.
Free
Person-to-Person Payments
PopMoney-$0.00
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
There is a $3.00 monthly fee to receive monthly paper statements. You must turn off this feature and enroll in online statements to avoid this fee.
$3.00/month
Check Images with Statements
You can choose to receive images of canceled checks in monthly statements for a fee of $5.00 per month. Check images are optional with paper statements.
$5.00/month
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 18 months.
Yes
Overdrawing the Account
Negative Balance Fee
There is a $23.00 fee for a negative balance after 7 calendar days with less than a $0.00 balance. After that, this fee is assessed every 7 days with a negative balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is $38.00 per overdraft.*This fee may differ depending on the state you reside in.
$38.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $12.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.