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Home » Checking Accounts

"Free Student Checking" fromColorado State Bank and Trust

  • Website
  • (877) 205-1710

The Basics

Minimum Opening Deposit A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
$0.00

Debit Cards & Using ATMs

Debit Card
$0.00/yr
Surcharge-Free ATM Access Surcharge-free ATM access is available at all MoneyPass ATM locations.No fees.
Yes
Non-affiliated ATM Usage Fee There is no fee when you use a non-affiliated ATM.
$0.00
International ATM Usage Fee There is a fee calculated as 3.00% of the total amount withdrawn.
$0.00

Electronic & Telephone Banking

Mobile & Text Banking This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone This feature is available on the iPhone, iPad, and Android mobile application.
Free
Email Alerts This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Confirmation that bills have been paid;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements $1.50 fee waived if enrolled in eStatements
$1.50/month
Check Images with Statements
Included
Online Statements You can receive monthly statements electronically, but if you do, you will not receive statements by mail.
Yes
Online Check Images Images of canceled checks can be viewed online for 12 months
Yes

Overdrawing the Account

Free Account Overdraft You can overdraw this account one time per year before being assessed an insufficient funds fee.
Yes
Negative Balance Fee There is a $6.50 fee for a negative balance after 5 business days with less than a $0.00 balance. After that, this fee is assessed each additional day the account has a negative balance.
Yes
Returned Item Fee The Insufficient Funds Fee is $32.50 per overdraft. There is one overdraft fee refund per year.
$32.50/per item
Overdraft Protection This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.50. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $12.50. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.
Available

About Colorado State Bank and Trust

"Colorado State Bank & Trust - Long Live Your Money." Colorado State Bank & Trust is based in Denver and offers financial services from 15 locations in the Denver area. Part of the BOKF Corp, they offer checking, savings, loan, investment, and wealth management services to individuals and companies throughout Colorado. From BOFK's website: "[Our] vision is to provide sophisticated nationally competitive products with personal responsive client service."

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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