Minimum Opening Deposit
A $200.00 deposit is required to open this account.
$200.00
Monthly Service Fee
The Monthly Service Fee of $20.00 can be waived by:- Maintaining a minimum daily balance of $15,000.00;- Maintaining an minimum combined balance of $25,000.00.
$20.00
Annual Percentage Yield (APY)
The account earns 0.01% for balances over $0.01 and 0.03% at $10,000.
up to 0.03%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
$25 in monthly ATM rebates. Rebates will be credited to your Attain Checking account at statement cycle.
Yes
Non-affiliated ATM Usage Fee
$25 in monthly ATM rebates. Rebates will be credited to your Attain Checking account at statement cycle. There is a $2.50 charge after that.
$2.50/per use
International ATM Usage Fee
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, receive alerts, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android mobile application.
Free
Email Alerts
This Email Alert feature enables you to receive:- The bad news that your account balance is below $0;- Reminders that bills are coming due for payment.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Complimentary Umpqua checks.
Yes
Monthly Paper Statements
No fee
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.
$35.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- No Transfer Fee;- Funds are transferred in fixed increments of $100.00.From a linked Alternate Checking Account:- No Transfer Fee;- Funds are transferred in fixed increments of $100.00.From a linked Overdraft Line of Credit:- No Transfer Fee;- Funds are transferred in fixed increments of $100.00.